Greetings, and welcome to the HTLF first quarter 2022 conference call. This afternoon, HTLF distributed its first quarter release, and hopefully, you’ve had a chance to review of the results. If there is anyone on this call who did not receive a copy, you may also access it at HTLF’s website at htlf.com. With us today from management are Bruce Lee [Audio gap] Bryan McKeag, executive vice president and chief financial officer.

Management will provide a brief summary of the quarter, and then we will open the call to your questions. Before we begin the presentation, I would like to remind everyone that some of the information management will be providing today falls under the guidelines of forward-looking statements as defined by the Securities and Exchange Commission.

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