Last updated on August 20, 2026.

Introduction

Help Full Insurance Option, along with our affiliated companies, brings content to you through our Website and email delivery. As a marketing and data company, we also help advertisers reach targeted audiences using information we collect about consumers. Our advertising services span online platforms, in-app environments, email, phone-based marketing, and additional channels. The data we collect about individuals may be shared with third parties and sold as part of our business operations. We additionally provide cross-context behavioral advertising, which means we track and use your behavior across different websites and apps to deliver relevant ads.

The personal information we collect when you visit Help Full Insurance Option—including information you actively provide and information we gather about you—is addressed in this privacy policy. We describe our collection, use, storage, and disclosure practices here. Please refer to our terms of service for more information about our website.

Carefully review this policy to understand our personal information policies and practices. If you object to our policies and practices, you should not use our website or subscribe to our email list. By accessing this website, using our services, or otherwise interacting with what we offer, you accept and agree to this privacy policy.

Applicability And Third-Party Websites And Services:

We safeguard the personal information you entrust to Help Full Insurance Option. We cannot and do not control the handling of your data by other websites or entities. We encourage you to review the privacy policies of any websites you access through links from Help Full Insurance Option.

Sources And Methods Of Personal Information Collection:

When you interact with this website, we collect information you provide directly, including your name, email address, phone number, mailing address, and any information you choose to submit on an inquiry form. We may supplement this information with data received from affiliates and marketing or advertising partners, as well as other third-party data providers. In some cases, this includes data from entities that have obtained your personal information from their own services. We also automatically collect information through cookies and other tracking technologies to conduct analytics and support advertising. See below for more information.

Categories of Personal Data We Collect:

“Personal information” includes all forms of data or information handled by the Company in connection with its business that identify, describe, relate to, or could reasonably be linked, directly or indirectly, to an identifiable consumer or household.

You will be asked to provide certain personal information when subscribing to the Help Full Insurance Option, including your name, date of birth, street address, e-mail address, and phone number. In addition, we collect information automatically through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, date and time information, browsing behavior, and click-through activity. Advertising-related information may also be obtained from data brokers or publicly accessible sources. We only collect information relevant to potential marketing campaigns. See “Your Privacy Rights” below for further details.

Over the past twelve (12) months, and as defined by California law, we have collected various categories of personal information, including identifiers; personal information covered by Cal. Civ. Code § 1798.80(e); protected classification characteristics under California or federal law; internet or other network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences drawn from other personal information. Information collected through this site may be sold or shared with third parties and our affiliates for marketing and advertising purposes. We sell and share the information we collect with affiliated companies and third parties for marketing and advertising purposes. If you wish to opt out of the sale or sharing of your personal information you may do so at any time by visiting here or calling (866) 806-8760.

Sensitive Personal Information

We do not directly collect information classified as Sensitive Personal Information, including data related to race or ethnicity, religion, precise geolocation, LGBTQ+ status, health information, financial account details, or citizenship status. However, automated tools such as cookies may collect information about your visits to web pages, which could indirectly suggest interest in sensitive subjects or group affiliations. For instance, viewing content targeted to a specific ethnicity or health topic may imply such interest. These inferences are not made by us, but may be made by our affiliated companies or other third parties to whom information is disclosed. If prohibited by state or local law without consent, sensitive inferences will not be made. We do not collect or use personal information from children under 18.

How We Use Data

We use personal information to send you newsletters that you request and to provide content or marketing messages by email or via other channels. We also share your personal information with our partner companies, who may also send you marketing messages by email or otherwise. You can opt out here. Our use of your personal information may be considered “cross context behavioral advertising” in some cases.

Data Sharing

We sell and/or share your personal information with our affiliates and partners for marketing purposes, including cross context behavioral advertising. We also share this information with companies who provide services for us, including services related to cross context behavioral advertising, analytics, fraud detection, web hosting, data security, or similar services. We contract with any third parties who have access to the personal information we share to ensure that they use appropriate information security measures and comply with laws. We may also share personal information if required by law (e.g. in response to a subpoena or court order), or to protect a person’s health or safety.

We may share personal information when required to do so by law, including with law enforcement agencies, regulators, courts, government authorities, or other third parties, to comply with legal obligations, respond to lawful requests, protect the rights, safety, or security of individuals, or enforce our terms of use and related agreements, including billing and collection matters. Personal information may also be disclosed in connection with a corporate transaction, such as a merger, sale, reorganization, dissolution, bankruptcy, or similar event, where user information is transferred as part of the business assets.

We may share personal information with third parties when you have agreed to such sharing, including for purposes explained to you at the time you submit the information or described in this privacy policy.

Cross Context Behavioral Advertising, Analytics, and Data Sharing

We share personal information obtained through this website with other companies (“third parties”) who show you online advertisements on this or other sites, and also use personal information for analytics and reporting purposes concerning those advertisements. These companies use cookies, pixels, and similar technologies to collect information about the web pages you visit and the advertisements you view or click, and may combine this with personal information from other sources (including data brokers) and share it with other third parties for the same purposes (also known as “cross-context behavioral advertising”). We (and our partners) collect your IP address, date and time of your visit to the website, or of actions you take here, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with personal information from other sources and used to deliver advertising from us or from other companies through email, on apps, websites, social media sites, or by other channels. We also use personal information to analyze how you interact with this site and its advertisements so we can continue to improve your experience.

Cookies and Personalized Advertising

We deploy cookies, pixels, and similar technologies to: (1) ensure the smooth operation this site, (2) perform analytics and to track and continuously improve your experience as a user of the site, (3) select and display personalized content and advertisements to you, and (4) analyze how you interact with advertisements and other communications. Cookies are small computer files that are used as unique identifiers that our server sends to your browser, where they are stored. Cookies enable websites where our pixel is deployed to recognize your browser when you visit them. We do not and do not want to track every site you view on the Internet. You can block or delete cookies at any time using the cookies settings in your browser. If you opt out or use a browser-based “do not track” setting, this will cause an opt-out cookie to be set on your browser to block further data collection. If you later delete this opt-out cookie, automated data collection may re-start.

We automatically collect information through several technologies designed to enhance Website performance and analytics. Browser cookies are one such technology and consist of small files stored on your computer. You may refuse cookies through your browser settings, but doing so may restrict functionality on parts of the Website.

Flash cookies may also be used to store information about how users navigate the Website and their selected preferences. These cookies are not controlled through standard browser settings, and Adobe provides tools to manage Flash cookie preferences.

We also deploy web beacons, tags, or pixels across our Website, emails, and affiliated sites to monitor user engagement, measure content effectiveness, and maintain system reliability.

Do Not Track and Global Privacy Control Setting

We process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid opt-out requests for the sale and sharing of personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of personal information, without requiring account creation or verification.. Our practices are not intended to track every site you view online. You may block or remove cookies through your browser’s settings whenever you wish. If you opt out of tracking or use a browser-based “Do Not Track” signal, including GPC, an opt-out cookie is stored on your browser to prevent certain data collection. If you later delete this cookie or adjust your GPC settings, automated data collection may begin again.

How To Exercise Your Personal Information Rights

You may exercise your privacy rights by clicking here, or by calling (866) 806-8760. You may exercise the rights to: (1) obtain a description of how we collect and use personal information (this Privacy Policy), (2) opt out of our sale or sharing of your personal information with other companies, (3) receive a copy of your personal information, (4) request that we delete your personal information, and (5) make other requests relating to your personal information. If you still have questions or concerns, please email at the address provided below. You may also have the right to appeal to state or federal privacy supervisory authorities if we are unable to resolve your issue.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

We may decline to act on a request if we are unable to verify the requester’s identity or authorization. A valid request must clearly describe what is being requested and include information sufficient to confirm that the requester is the individual concerned or an authorized representative. No account is required to make a request, and information provided will not be used for purposes beyond verification and request processing. We endeavor to respond to all verifiable consumer requests within 45 days of receipt. Where additional time is required, written notice will be provided within the initial 45-day period identifying the basis for the extension, which may not exceed an additional 45 days.

If your request is rejected pursuant to applicable law and you wish to request further review, or if you have concerns about our privacy practices, you may contact us using the information provided below. Depending on where you reside, you may also have the right to contact a local privacy regulator. We do not engage in discriminatory practices against individuals who exercise their privacy rights.

Personal Information Relating to Children

This site is for use solely by people who are 18+. We do not knowingly collect personal information from anyone under 18, and we will remove any such data if we become aware of it.

How We Protect Data

We protect personal information using technical, organizational, and physical security measures designed to adapt to evolving threats. We have policies and procedures, employee training, and system-based monitoring. We also audit our practices and train our staff regularly to ensure consistency and adapt to changing technology and threats to data.

Retention of Personal Information

The personal information we collect is stored only as long as necessary for the purposes described in this privacy policy or as required by law. When personal information is no longer necessary, we take steps to securely delete or de-identify it.

Changes to Our Policy

This policy may be revised or updated at any time. Any revised version of this policy will apply from its published effective date. You should read this policy periodically to stay up to date on how we collect, use, and share personal information.

Data is Processed in the United States

This website and our company are located in the United States. This site and our services are intended for use only by users located in the United States. By visiting this website, you are allowing your personal information to be stored and processed in the United States, subject to U.S. law.

Contact Info

If you have questions or feedback, please contact us at  [email protected] or 1784 W. Northfield Blvd #157 Murfreeboro, TN 37129.