Student loan debt can go away — even if you haven’t made a payment in years. But you may need to dig federal loans out of default before you can qualify for loan forgiveness programs or other debt-relief options. And if you took out private student loans, there are options for you as well.
“Do student loans go away?” is a natural question to ask, given the incredible amount of higher education debt Americans are carrying. Thankfully, the federal government has various programs that offer loan forgiveness, cancellation, and discharge.